>>3912994>they can always save upNo shit the average person would need to save up for a house.
>investIf you're playing it safe, you're not going to have substantial returns until you're in your sixties. That's a not argument against investing of course.
>find a cheaper placeIf you find a house cheap enough to buy in full as an average income person who's saved up and invested wisely for about 10-15 years, you're still not going to afford a house in full. You might be able to afford a trailer in a trailer park, but those are infamously a terrible investment.
>buy land and then build a homeThis isn't much cheaper than buying a house
I don't even disagree with what you said in op.